Personal Savings Accounts

2 days ago · NerdWallet's list of the best savings accounts feature options with great customer service, higher-than-average interest rates and low or no fees.

What is a savings account? A savings account is a deposit account that typically earns interest, is federally insured and held at a financial institution, such as a bank or credit union.

Dec 17, 2025 · The best high-yield savings accounts have high APYs, low fees and are federally insured.

Sep 29, 2025 · Live Oak Bank offers online savings accounts and CDs, and its savings account earns a particularly strong interest rate.

A savings plan doesn’t have to be difficult, but it does require commitment. Take these steps to build a solid course.

If you are looking for accounts that earn high yields, you will find better options with online-only accounts. Along with higher rates, many have no monthly fees or minimum balance requirements.

Feb 4, 2025 · A savings account is a bank account that lets you store your money securely while typically earning interest. These accounts are ideal for short-term financial goals.

Apr 8, 2025 · Many are saving money in a bank account each month, but some working Americans (23%) aren’t sure how much they’re putting away, according to a new NerdWallet survey.

Learn more about the cash management account from Empower (formerly known as Personal Capital Cash) — including its pros and cons—with this in-depth review from NerdWallet.

Dec 23, 2025 · The best high-interest deposit accounts offer some of the highest interest rates you can find. See our picks for high-yield checking accounts, savings accounts and CDs.