
Student Loan Default
About Student Loan Default
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Get answers about federal student loan default and learn your options to stop collections (Treasury offset or wage garnishment).
May 6, 2025 · Learn about repayment options to avoid the recently resumed government collections. You can take steps to avoid defaulting on your student loans like refinancing or …
Nov 7, 2023 · If you haven’t made a payment on your federal student loan for at least 270 days (nine months), and you have not entered into an agreement with your lender or servicer to …
Dec 21, 2025 · About 4 million Americans will soon be reported in default on their student loans. If they act now, they may be able to avoid that, experts say.
Dec 23, 2025 · The Department of Education will soon begin garnishing wages for defaulted federal student loans. Borrowers currently in default status can apply for loan consolidation or …
Dec 23, 2025 · Student Loan Borrowers in Default Could See Wages Garnished in Early 2026 Starting the week of Jan. 7, the Education Department will begin sending notices about …